Thursday, 26 July 2012

26th July 2012

A couple of weeks now since my last entry. Well there was really not much to say. Last Sunday we moved our final belongings and ourselves up to King's Lynn. We managed to get everything in the two cars and roof box, including the two rabbits who we picked up from our friend on the way.

We had a lovely drive up, Kirsty was with me and Craig went with Helen. We stopped a few times because of Helen's knee but still made it in a little over 2 hours. I will not miss having to pack up on a Sunday evening to drive back to London.

This week has been quiet, I have been working and Helen relaxing from work but picking up the shopping and cooking chores. We have had our 3 things break, first Craig's guitar tuning key broke off, easy to fix once the new set arrived. The second thing was the lawn mower, whilst cutting the grass, it just started to smoke and died. I had planned to buy a strimmer anyway and got one with a new qualcast mower. The last thing was the ironing boards which collapsed whilst I was using it, the welding had finally given up, it was very old, so a new one has been brought to replace.

We have, because of this, hunted down our recycling centre. Quite a drive it is as well, right on the outskirts of the town, it did not take too long to get to but I would say it was about 3 miles aways at least.

It dawned on me yesterday that we have no secure income coming in anymore. Of course I was aware of this before but it finally hit home yesterday and it did give me a little panic. Helen gets her full salary which covers August and September so we have nothing to concern ourselves immediately, I just think it was the realisation that for the first time we would not have an a guaranteed income at the end of the month.

It also means I have to adjust the way I do the finances. My complex system revolves around a fixed income coming in, it covers bills first, then allocates an amount to various buckets, like Birthdays, Car repairs, Christmas etc, after all that we then know how much money we have spare each month. When we have a birthday present to buy it is paid out of the birthday bucket. So I have now had to look at what we have to pay each month without fail. I have x this by 3 and moved that amount into a holding fund so we have at least 3 months money. That amount will be put back into the main account each month to cover the bills. Anything we earn during the month we go into the holding fund. At the end of the month whatever we have in there over the 3 months worth will be allocated to the bucket accounts. These have been prioritised so the important ones get topped up first. Everyone has a system, mine is complex ( I think it is ) and overkill but I like to know exactly how much money we have when we need to buy something.

Of course it may not be a problem and fingers crossed Helen finds enough work to cover what we need to live as we do now. If i knew how long I had in my job it would help, but even yesterday they have cut my hours down. Instead of 5 days I now only have 2.5 days a week. So whilst it is something, it is not as good as it was, but even if that continued for the foreseeable future it would be large chunk of our monthly required total, with no mortgage now.

Anyhow the one thing we do know is regardless of how much money we have we will have a house which is ours and a roof over our heads.

Tomorrow is completion day, and once we have the keys we plan to assemble the wardrobes in each of the bedrooms and finally get all of our clothes hung up and out of the suitcases and boxes they have been in for the last 10 weeks. 

On Saturday we have the family up for my birthday, and on Sunday we plan to take over the beds and assemble them and get the kitchen stuff over and put away. They are leaving us a fridge freezer so that will help and we can then sleep in new house on Sunday night.

On Monday we have electrician coming to put on new fuse panel and we will spend the day taking over boxes and all of the other stuff we can fit in the car.

Once the rented house is clear of all the stuff we can move ourselves, we will hire a man and van to take the things like sofas, washing machine, fridge and freezer and rabbit hutch. Until then we will have to do washing at the rented house.

The broadband is due to be cut off from Rented on Tuesday 31st and turned on in new house sometime the same day. I hope that goes smoothly.

Then that should be that. Check back in a few days to see how it all went.

Wednesday, 11 July 2012

11th July 2012

Well we are nearly there. Just over a week and half now and we will be moving to King's Lynn. We are travelling up again this weekend and taking up some more stuff. Then there is another week of work for Helen and school for Kirsty, then my cousin Marks wedding on the Saturday and we move up on the Sunday.

During next week we have various things going on, Helen has a leaving do at school, I am having a meal with my old work mates and we are planning a curry with my Mum and Dad. Craig has organised a get together with his mates on the Friday before we move, so it will be quite busy.

Kirsty visited her new school, we had a tour around and it looked really nice. We met the head teacher as well and they have some great things going on there. The school have just released a single on itunes called We Say - download it if you can, they are pushing for a top 40 place. The song involves every child at the school and is a great idea. The schools website is great too, it has a forum for discussion, praise areas and each class puts up things they have done. Very impressesd. Kirsty loves her school uniform, and her new school bag and is quite excited. She also met her new teacher who has also just arrived at the school.

So onto more sorting out, and deciding what to take up this weekend. I handed in the final forms to the solicitor yesterday, that should be all now on the Purchase of our new house, now it is just completion day 27th July 2012 and move in the following week, after the electrics have been sorted out.

We started this move process in February and 6 months on we are nearly at the end. It has all fit into place really well but getting to each of the milestones has been stressful and taken a lot of hard work.

Nearly there now.

Monday, 2 July 2012

2nd July 2012

So we are into July and in 18 days time we move to Kings Lynn. It will be so nice to be finally settled in one place. Helen will have finished work and we can start our life again.

We had the weekend up here which was unplanned. Originally just Craig and I were coming up Sunday night as he has two inductions days at Springwood Monday and Tuesday.

However my need for a bed proved too strong, so we all came up Friday night and I then drove Helen and Kirsty back down on Sunday evening before driving back up to be with Craig.

Next week we have a weekend in London. The following weekend we will be up again to Kings Lynn, starting to move some stuff up. Then the weekend after that we have my cousins wedding on the Saturday and then finally make the move up on the Sunday 22nd July 2012.

We have just found out the Kirsty has got her place at the school we wanted. It is two minutes walk from the house and she met a girl in Tesco's on Saturday who goes there. I had a walk up at school time this morning to see how busy the road got. I am pleased we got that school as I would not have looked forward having to drive anywhere at school time. Getting out of our road would not have been easy.

There is not much more to do really, completion day is set for 27th July 2012, just waiting now for our statement from the Solicitor to see how much money we have left from our savings so we can plan what we can buy when we move in.